---
canonical_url: https://lendb.ai/lo/janice-lake-240568
json_url: https://lendb.ai/lo/janice-lake-240568.json
nmls_id: 240568
last_verified: 2026-10-09
---

# Janice Lake

Branch Manager at Envoy Mortgage, Kalispell, MT. NMLS ID 240568 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240568)).

**Summary:** Janice Lake (NMLS 240568) is Branch Manager at Envoy Mortgage, based in Kalispell, MT. Lists Idaho, Montana, Ohio and Washington on the lender page (not yet checked with the state regulator). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://www.envoymortgage.com/janice-lake/, verified 2026-10-09)
- Licensed in: Idaho (ID, lender_reported), Montana (MT, lender_reported), Ohio (OH, lender_reported), Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Top originating mortgage banker for nearly 20 years, focused on community-based lending in Montana. Janice partners with real estate professionals to find tailored financing solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.envoymortgage.com/janice-lake/, verified 2026-10-09.
- service_area: Montana. Source: https://www.envoymortgage.com/janice-lake/, verified 2026-10-09.
- role: Community-based mortgage banker and lender. Source: https://www.envoymortgage.com/janice-lake/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| ID | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Kalispell, MT. Source: https://www.envoymortgage.com/janice-lake/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240568

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/janice-lake/
- Email on file: shown at https://lendb.ai/lo/janice-lake-240568#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/240568
- lender_site: https://www.envoymortgage.com/janice-lake/

Cite as: Janice Lake (NMLS 240568), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/janice-lake-240568, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._