---
canonical_url: https://lendb.ai/lo/janine-iuliano-217680
json_url: https://lendb.ai/lo/janine-iuliano-217680.json
nmls_id: 217680
last_verified: 2026-10-09
---

# Janine Iuliano

Senior Loan Officer at CrossCountry Mortgage, Joliet, IL. NMLS ID 217680 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/217680)).

**Summary:** Janine Iuliano (NMLS 217680) is Senior Loan Officer at CrossCountry Mortgage, based in Joliet, IL. Licensed in Florida, confirmed with the state regulator (license LO82202). Also lists Illinois, Indiana, Michigan and Wisconsin on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo and FHA loan. Licensed since 2021 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2021 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Michigan (MI, lender_reported), Wisconsin (WI, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/

## About

Janine has worked in the mortgage industry since 1998, transitioning to origination in 2007. She's passionate about helping hundreds in her community reach homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 1998. Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/, verified 2026-10-09.
- role: mortgage originator since 2007; prior experience in title, account management, processing, sales support and office management. Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/, verified 2026-10-09.
- credential: Top Originator – Scotsman Guide (2026); Top Women Originators – Scotsman Guide (2026). Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO82202 | active | confirmed | 2021-02-18 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WI | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Joliet, IL. Source: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/217680

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/
- Email on file: shown at https://lendb.ai/lo/janine-iuliano-217680#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/217680
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/joliet-il-4366/janine-iuliano/

Cite as: Janine Iuliano (NMLS 217680), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/janine-iuliano-217680, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._