{
  "canonical_url": "https://lendb.ai/lo/jared-hanowski-211935",
  "lede": {
    "text": "Jared Hanowski (NMLS 211935) is a Branch Manager at Granite Bank in Eagan, Minnesota, licensed in Florida.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Jared licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO26903 as active, first effective October 3, 2014 (verified 2026-10-15).",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Jared work for?",
      "a": "Granite Bank, company NMLS 405434, from the Eagan, MN office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    {
      "q": "How long has Jared been licensed?",
      "a": "The earliest state license record LenDb holds for Jared is from November 6, 2008 (Wisconsin regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jared states 20 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Wisconsin state regulator",
      "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
      "verified_at": "2026-10-21"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 211935,
    "slug": "jared-hanowski-211935",
    "canonical_url": "https://lendb.ai/lo/jared-hanowski-211935",
    "md_url": "https://lendb.ai/lo/jared-hanowski-211935.md",
    "json_url": "https://lendb.ai/lo/jared-hanowski-211935.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/211935",
    "full_name": {
      "value": "Jared Hanowski",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Jared",
    "last_name": "Hanowski",
    "licensed_names": [
      {
        "name": "Jared Hanowski",
        "name_with_middle_initial": "Jared R. Hanowski",
        "first_name": "Jared",
        "middle_initial": "R",
        "last_name": "Hanowski",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://granitebank.com/wp-content/uploads/2026/05/Jared-Hanowski-1080x1080-1-300x300.jpg",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Jared Hanowski is a Branch Manager with 20 years in the mortgage industry. They attended Bemidji State University and were originally from Canada. Outside work, they enjoy hockey and golf.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Branch Manager",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 20,
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 405434,
      "lender_name": "Granite Bank",
      "lender_slug": "granite-bank-405434",
      "branch_city": "Eagan",
      "branch_state": "MN",
      "branch_zip": "55122",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 405434,
        "lender_name": "Granite Bank",
        "lender_slug": "granite-bank-405434",
        "branch_city": "Eagan",
        "branch_state": "MN",
        "branch_zip": "55122",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://granitebank.com/loan-officer/jaredhanowski/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO26903",
        "status": "active",
        "issued_at": "2014-10-03",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "WI",
        "license_type": "state_license",
        "license_number": "214858",
        "status": "inactive",
        "issued_at": "2008-11-06",
        "source": "state_regulator",
        "source_url": "https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/",
        "verified_at": "2026-10-21",
        "confidence": "confirmed",
        "regulator": "wi"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/jared-hanowski-3845722b/",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
        "verified_at": "2026-10-16"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "20",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
        "verified_at": "2026-10-16"
      },
      {
        "kind": "education",
        "value": "Bemidji State University",
        "source": "lender_site",
        "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 18:59:45.704864+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jared-hanowski-211935#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://granitebank.com/loan-officer/jaredhanowski/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": {
      "date": "2008-11-06",
      "state": "WI"
    },
    "licensed_since": {
      "year": 2008,
      "state": "WI"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}