---
canonical_url: https://lendb.ai/lo/jason-payne-420779
json_url: https://lendb.ai/lo/jason-payne-420779.json
nmls_id: 420779
last_verified: 2026-10-16
---

# Jason Payne

Sr. Mortgage Banker at NBH Bank, Kansas City, MO. NMLS ID 420779 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/420779)).

Based in Kansas City, Missouri, Jason Payne (NMLS 420779) is a Sr. Mortgage Banker at NBH Bank. Jason's focus, from their own profile, includes first-time buyer.

**Summary:** Jason Payne (NMLS 420779) is Sr. Mortgage Banker at NBH Bank, based in Kansas City, MO. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: First-time buyer. Last verified 2026-10-16.

## Quick answers

### Is Jason licensed?

Jason works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Jason list first-time buyer as a focus?

Jason's profile lists first-time buyer as a focus (from their lender profile page). Source: https://www.bankmw.com/banker/jason-payne/.

### What lender does Jason work for?

NBH Bank, company NMLS 465954, from the Kansas City, MO office, per the lender's own site (verified 2026-10-16). Source: https://www.bankmw.com/banker/jason-payne/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.75, verified 2026-10-26. Source: https://www.bankmw.com/banker/jason-payne/

## Facts from the lender page and intro

- years_experience: since 2003. Source: https://www.bankmw.com/banker/jason-payne/, verified 2026-10-16.
- other: background in investing and entrepreneurship. Source: https://www.bankmw.com/banker/jason-payne/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: NBH Bank (NMLS 465954), Kansas City, MO. Source: https://www.bankmw.com/banker/jason-payne/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/420779

## Contact

- View profile at NBH Bank: https://www.bankmw.com/banker/jason-payne/
- Office phone and Email on file: shown at https://lendb.ai/lo/jason-payne-420779#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/420779
- lender_site: https://www.bankmw.com/banker/jason-payne/

Cite as: Jason Payne (NMLS 420779), NBH Bank. LenDb.ai, https://lendb.ai/lo/jason-payne-420779, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._