--- canonical_url: https://lendb.ai/lo/jason-smith-1030753 json_url: https://lendb.ai/lo/jason-smith-1030753.json nmls_id: 1030753 last_verified: 2026-10-28 --- # Jason Smith Sales Manager - VP at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 1030753 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030753)). Jason Smith, NMLS 1030753, works as a Sales Manager - VP at Ladera Lending, Inc. in Lake Forest, California and is licensed in Oregon since 2013 and in Florida, Texas, California and 4 more states. Jason's lender page shows a focus on refinance, and Jason works at an FHA-approved lender, per HUD. **Summary:** Jason Smith (NMLS 1030753) is Sales Manager - VP at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 8 states confirmed with state regulators: Florida, Texas, Oregon, California, Massachusetts, Maryland, Wyoming and Illinois. Focus areas shown on the lender page: Refinance. Earliest state license record: June 21, 2013 (Oregon), per state regulator. Last verified 2026-10-28. ## Quick answers ### Is Jason licensed in California? Yes. California regulator records list license CA-DBO1030753 as active, first effective July 17, 2013 (verified 2026-10-24). LenDb has 7 other states on file for Jason. Source: https://dfpi.ca.gov/. ### Does Jason list refinance as a focus? Jason's profile lists refinance as a focus (from their lender profile page). Source: https://laderalending.com/team-member/jason-smith/. ### What lender does Jason work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-21). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/jason-smith/. ### How long has Jason been licensed? The earliest state license record LenDb holds for Jason is from June 21, 2013 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/. ## At a glance - Earliest state license record: June 21, 2013 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Jason W. Smith (CA, FL, MA, MD, OR, TX, WY, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed), Massachusetts (MA, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **Refinance** (`refinance`): from their lender profile page, confidence 0.90, verified 2026-10-21. Source: https://laderalending.com/team-member/jason-smith/ ## Facts from the lender page and intro - years_experience: since 2007. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. - other: helped over 1500 clients. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. - credential: LendingTree Gold Leaf Award in 2023 and 2024. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. - credential: Top Performer in Monthly Sales. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. - credential: Memberships: MBS Highway, MBA, CRA. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO126897 | active | confirmed | 2024-03-15 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2013-08-13 | state_regulator | 2026-10-13 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2013-06-21 | state_regulator | 2026-10-20 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DBO1030753 | active | confirmed | 2013-07-17 | state_regulator | 2026-10-24 | | MA | Massachusetts regulator | state_license | MLO1030753 | active | confirmed | | state_regulator | 2026-10-26 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 103509 | active | confirmed | 2021-09-16 | state_regulator | 2026-10-27 | | IL | Illinois regulator | state_license | 31.0073766 | active | confirmed | 2021-12-07 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/jason-smith/, verified 2026-10-21. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030753 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/jason-smith/ - Office phone and Email on file: shown at https://lendb.ai/lo/jason-smith-1030753#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030753 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - state_regulator: https://laderalending.com/team-member/jason-smith/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jason Smith (NMLS 1030753), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jason-smith-1030753, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._