---
canonical_url: https://lendb.ai/lo/javed-bhatti-966896
json_url: https://lendb.ai/lo/javed-bhatti-966896.json
nmls_id: 966896
last_verified: 2026-10-09
---

# Javed (Jay) Bhatti

Mortgage Consultant at Newrez, Columbia, MD. NMLS ID 966896 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966896)).

**Summary:** Javed (Jay) Bhatti (NMLS 966896) is Mortgage Consultant at Newrez, based in Columbia, MD. Licensed in Florida, confirmed with the state regulator (license LO121311). Also lists Massachusetts on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2023 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Massachusetts (MA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121311 | active | confirmed | 2023-07-07 | state_regulator | 2026-10-09 |
| MA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Newrez (NMLS 3013), Columbia, MD. Source: https://www.newrez.com/find-loan-officer/javed-jay-bhatti/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966896

## Contact

- View profile at Newrez: https://www.newrez.com/find-loan-officer/javed-jay-bhatti/
- Office phone and Email on file: shown at https://lendb.ai/lo/javed-bhatti-966896#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/966896
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.newrez.com/find-loan-officer/javed-jay-bhatti/

Cite as: Javed (Jay) Bhatti (NMLS 966896), Newrez. LenDb.ai, https://lendb.ai/lo/javed-bhatti-966896, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._