---
canonical_url: https://lendb.ai/lo/javier-avendano-1226068
json_url: https://lendb.ai/lo/javier-avendano-1226068.json
nmls_id: 1226068
last_verified: 2026-10-09
---

# Javier Avendano

Loan Officer at Intercap Lending, San Diego, CA. NMLS ID 1226068 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1226068)).

**Summary:** Javier Avendano (NMLS 1226068) is Loan Officer at Intercap Lending, based in San Diego, CA. Lists California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.intercaplending.com/loan-officer/javier-avendano/

## About

Javier started in mortgages in 2014 and has worked as a Mortgage Advisor and Outside Sales Manager. He specializes in VA, FHA, and conventional loans with a passion for problem-solving and educating clients.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2014. Source: https://www.intercaplending.com/loan-officer/javier-avendano/, verified 2026-10-09.
- role: Mortgage Advisor and Outside Sales Manager. Source: https://www.intercaplending.com/loan-officer/javier-avendano/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Intercap Lending (NMLS 190465), San Diego, CA. Source: https://www.intercaplending.com/loan-officer/javier-avendano/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1226068

## Contact

- linkedin_url: https://www.linkedin.com/in/javier-avendano-070103161/ (source: lender_site, verified 2026-10-09)
- View profile at Intercap Lending: https://www.intercaplending.com/loan-officer/javier-avendano/
- Email on file: shown at https://lendb.ai/lo/javier-avendano-1226068#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1226068
- lender_site: https://www.intercaplending.com/loan-officer/javier-avendano/

Cite as: Javier Avendano (NMLS 1226068), Intercap Lending. LenDb.ai, https://lendb.ai/lo/javier-avendano-1226068, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._