---
canonical_url: https://lendb.ai/lo/javier-bencomo-2779652
json_url: https://lendb.ai/lo/javier-bencomo-2779652.json
nmls_id: 2779652
last_verified: 2026-10-24
---

# Javier Bencomo

IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2779652 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779652)).

Javier Bencomo (NMLS 2779652) is an IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2026. Javier's own profile lists first-time buyer as a focus.

**Summary:** Javier Bencomo (NMLS 2779652) is IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in California, confirmed with the state regulator (license CA-DFPI2779652). Focus areas shown on the lender page: First-time buyer. Earliest state license record: May 15, 2026 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Javier licensed in California?

Yes. California regulator records list license CA-DFPI2779652 as active, first effective May 15, 2026 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### Does Javier list first-time buyer as a focus?

Javier's profile lists first-time buyer as a focus (from their lender profile page). Source: https://independencehl.com/javier-bencomo/.

### What lender does Javier work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/javier-bencomo/.

### How long has Javier been licensed?

The earliest state license record LenDb holds for Javier is from May 15, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: May 15, 2026 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://independencehl.com/javier-bencomo/

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2779652 | active | confirmed | 2026-05-15 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/javier-bencomo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779652

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/javier-bencomo/
- Office phone and Email on file: shown at https://lendb.ai/lo/javier-bencomo-2779652#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2779652
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://independencehl.com/javier-bencomo/

Cite as: Javier Bencomo (NMLS 2779652), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/javier-bencomo-2779652, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._