---
canonical_url: https://lendb.ai/lo/javier-meneses-23130
json_url: https://lendb.ai/lo/javier-meneses-23130.json
nmls_id: 23130
last_verified: 2026-10-16
---

# Javier Meneses

VP / Senior Mortgage Lending Officer at Quontic Bank, NYC, Long Island. NMLS ID 23130 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23130)).

Javier Meneses (NMLS 23130) is a mortgage loan officer at Quontic Bank. Javier's lender page shows a focus on FHA loan, first-time buyer and ITIN borrower, and Javier speaks English and Spanish.

**Summary:** Javier Meneses (NMLS 23130) is VP / Senior Mortgage Lending Officer at Quontic Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: FHA loan, First-time buyer and ITIN borrower. Speaks English and Spanish. States 16 years of experience. Last verified 2026-10-16.

## Quick answers

### Is Javier licensed?

Javier works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Javier do FHA loans?

Javier's profile lists FHA loan as a focus (from their lender profile page). It also lists first-time buyer and ITIN borrower. Source: https://www.quontic.com/help/loan-officers/javier-meneses/.

### What lender does Javier work for?

Quontic Bank, company NMLS 403503, per the lender's own site (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/javier-meneses/.

### What languages does Javier speak?

English and Spanish, per their lender page (verified 2026-10-16). Source: https://www.quontic.com/help/loan-officers/javier-meneses/.

### How much experience does Javier have?

Javier states 16 years of experience. Source: https://www.quontic.com/help/loan-officers/javier-meneses/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 16 (source: https://www.quontic.com/help/loan-officers/javier-meneses/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **FHA loan** (`fha`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/javier-meneses/
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/javier-meneses/
- **ITIN borrower** (`itin`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.quontic.com/help/loan-officers/javier-meneses/

## Facts from the lender page and intro

- years_experience: 16. Source: https://www.quontic.com/help/loan-officers/javier-meneses/, verified 2026-10-16.
- years_experience: over 15. Source: https://www.quontic.com/help/loan-officers/javier-meneses/, verified 2026-10-16.
- service_area: NYC, Long Island. Source: https://www.quontic.com/help/loan-officers/javier-meneses/, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Quontic Bank (NMLS 403503), NYC, Long Island. Source: https://www.quontic.com/help/loan-officers/javier-meneses/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23130

## Contact

- linkedin_url: https://www.linkedin.com/in/javier-meneses-52a89968/ (source: lender_site, verified 2026-10-16)
- View profile at Quontic Bank: https://www.quontic.com/help/loan-officers/javier-meneses/
- Office phone and Email on file: shown at https://lendb.ai/lo/javier-meneses-23130#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/23130
- lender_site: https://www.quontic.com/help/loan-officers/javier-meneses/

Cite as: Javier Meneses (NMLS 23130), Quontic Bank. LenDb.ai, https://lendb.ai/lo/javier-meneses-23130, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._