---
canonical_url: https://lendb.ai/lo/javier-noriega-281968
json_url: https://lendb.ai/lo/javier-noriega-281968.json
nmls_id: 281968
last_verified: 2026-10-15
---

# Javier Noriega

Inside Loan Officer at Panorama Mortgage Group, LLC, Miami, FL. NMLS ID 281968 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281968)).

**Summary:** Javier Noriega (NMLS 281968) is Inside Loan Officer at Panorama Mortgage Group, LLC, based in Miami, FL. Licensed in 2 states confirmed with state regulators: Florida and Texas. Speaks English and Spanish. Earliest state license record: December 6, 2010 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: December 6, 2010 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.
- service_area: State of Florida. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.
- credential: Licensed insurance agent for all lines of insurance, personal and commercial. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.
- community: Civic associations and local Government Boards. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.
- other: Member of the Florida Association of Mortgage Professionals. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.
- other: Regular contributor to local printed publications and newspapers on mortgage and real estate. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO545 | active | confirmed | 2010-12-06 | state_regulator | 2026-10-15 |
| TX | state_license | n/a | active | confirmed | 2026-01-14 | state_regulator | 2026-10-13 |

## Employment history

- ? to present: Panorama Mortgage Group, LLC (NMLS 133739), Miami, FL. Source: https://www.simplypmg.net/loan-originators/javier-noriega, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281968

## Contact

- View profile at Panorama Mortgage Group, LLC: https://www.simplypmg.net/loan-originators/javier-noriega
- Office phone and Email on file: shown at https://lendb.ai/lo/javier-noriega-281968#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/281968
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.simplypmg.net/loan-originators/javier-noriega
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Javier Noriega (NMLS 281968), Panorama Mortgage Group, LLC. LenDb.ai, https://lendb.ai/lo/javier-noriega-281968, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._