--- canonical_url: https://lendb.ai/lo/jawad-hamandi-391282 json_url: https://lendb.ai/lo/jawad-hamandi-391282.json nmls_id: 391282 last_verified: 2026-10-15 --- # Jawad Hamandi Branch Manager at Intercoastal Mortgage, LLC. NMLS ID 391282 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/391282)). **Summary:** Jawad Hamandi (NMLS 391282) is Branch Manager at Intercoastal Mortgage, LLC. Licensed in 2 states confirmed with state regulators: Florida and Texas. Also lists District of Columbia, Delaware, Georgia, Maryland, North Carolina, Ohio, Pennsylvania, South Carolina and 3 more on the lender page (not yet checked with the state regulator). Earliest state license record: July 30, 2020 (Florida), per state regulator. States 28 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: July 30, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 28 (source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: 28. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - years_experience: since 1995. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - education: Wilkes University, 1990, business administration degree. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - service_area: Virginia, Maryland, Washington DC, Delaware, Florida, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Georgia, West Virginia. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - credential: Recognized as a Top Producer for the last 22 years. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - credential: 2020 Scotsman Top Originators. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. - other: Has originated more than one billion in volume. Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO72460 | active | confirmed | 2020-07-30 | state_regulator | 2026-10-15 | | TX | state_license | n/a | active | confirmed | 2020-10-14 | state_regulator | 2026-10-13 | | DC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | DE | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Intercoastal Mortgage, LLC (NMLS 56323). Source: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/391282 ## Contact - View profile at Intercoastal Mortgage, LLC: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/ - Office phone on file: shown at https://lendb.ai/lo/jawad-hamandi-391282#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/391282 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - lender_site: http://intercoastalmortgage.com/loan-officer/jawad-hamandi/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jawad Hamandi (NMLS 391282), Intercoastal Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/jawad-hamandi-391282, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._