---
canonical_url: https://lendb.ai/lo/jay-baker-71782
json_url: https://lendb.ai/lo/jay-baker-71782.json
nmls_id: 71782
last_verified: 2026-10-30
---

# Jay Baker

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 71782 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71782)).

Jay Baker (NMLS 71782) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Oregon since 2024 and in Delaware, Arkansas, Wisconsin and 3 more states.

**Summary:** Jay Baker (NMLS 71782) is Executive Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 7 states confirmed with state regulators: Delaware, Arkansas, Oregon, Wisconsin, California, Maryland and Illinois. Earliest state license record: September 20, 2024 (Oregon), per state regulator. Last verified 2026-10-30.

## Quick answers

### Is Jay licensed in Delaware?

Yes. Delaware regulator records list a license as active (verified 2026-10-30). LenDb has 6 other states on file for Jay. Source: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/.

### What lender does Jay work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15). Source: https://independencehl.com/jay-baker/.

### How long has Jay been licensed?

The earliest state license record LenDb holds for Jay is from September 20, 2024 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: September 20, 2024 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Delaware (DE, confirmed), Arkansas (AR, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Maryland (MD, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- education: Indiana University Business School graduate. Source: https://independencehl.com/jay-baker/, verified 2026-10-15.
- credential: President’s Club Loan Officer. Source: https://independencehl.com/jay-baker/, verified 2026-10-15.
- role: Director of Mortgage Banking (prior role). Source: https://independencehl.com/jay-baker/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| DE | Delaware regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-30 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-09-20 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 71782 | active | confirmed | 2026-04-07 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI71782 | active | confirmed | 2025-04-23 | state_regulator | 2026-10-24 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| IL | Illinois regulator | state_license | 31.0094637 | active | confirmed | 2026-05-04 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/jay-baker/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71782

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/jay-baker/
- Office phone and Email on file: shown at https://lendb.ai/lo/jay-baker-71782#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/71782
- state_regulator: https://banking.delaware.gov/delaware-approved-mortgage-loan-originators/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html
- lender_site: https://independencehl.com/jay-baker/

Cite as: Jay Baker (NMLS 71782), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/jay-baker-71782, last verified 2026-10-30.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._