---
canonical_url: https://lendb.ai/lo/jay-benefield-989239
json_url: https://lendb.ai/lo/jay-benefield-989239.json
nmls_id: 989239
last_verified: 2026-10-09
---

# Jay Benefield

Branch Manager at Guild Mortgage, Houston, TX. NMLS ID 989239 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/989239)).

**Summary:** Jay Benefield (NMLS 989239) is Branch Manager at Guild Mortgage, based in Houston, TX. Lists Alabama, Louisiana, South Carolina and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Alabama (AL, lender_reported), Louisiana (LA, lender_reported), South Carolina (SC, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html

## About

Over two decades in mortgage industry with expertise in VA lending and first-time buyer assistance. Brings discipline, teamwork, and passion to client relationships.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: over two decades. Source: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html, verified 2026-10-09.
- role: Coach, mentor, and motivator. Source: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Houston, TX. Source: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/989239

## Contact

- linkedin_url: https://www.linkedin.com/in/jahara-benefield-85790237/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html
- Office phone and Email on file: shown at https://lendb.ai/lo/jay-benefield-989239#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/989239
- lender_site: https://branches.guildmortgage.com/tx/houston/jay-benefield-77-apjbe.html

Cite as: Jay Benefield (NMLS 989239), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/jay-benefield-989239, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._