--- canonical_url: https://lendb.ai/lo/jay-clayton-1983764 json_url: https://lendb.ai/lo/jay-clayton-1983764.json nmls_id: 1983764 last_verified: 2026-10-09 --- # Jay Clayton Originating Branch Manager at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 1983764 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983764)). **Summary:** Jay Clayton (NMLS 1983764) is Originating Branch Manager at CrossCountry Mortgage, based in Scottsdale, AZ. Licensed in Florida, confirmed with the state regulator (license LO122228). Also lists Arkansas, Arizona, California, Georgia, Hawaii, Illinois, Kansas, Kentucky and 10 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan and VA loan. Licensed since 2023 (per Florida records). Last verified 2026-10-09. ## At a glance - Licensed since 2023 (per Florida records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Hawaii (HI, lender_reported), Illinois (IL, lender_reported), Kansas (KS, lender_reported), Kentucky (KY, lender_reported), Minnesota (MN, lender_reported), Missouri (MO, lender_reported), Montana (MT, lender_reported), New Mexico (NM, lender_reported), Nevada (NV, lender_reported), South Carolina (SC, lender_reported), South Dakota (SD, lender_reported), Virginia (VA, lender_reported), Washington (WA, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/ - **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/ ## About Branch manager with Marine Corps background who joined mortgage industry in 2020. Focuses on helping clients navigate complex decisions and building lasting relationships. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2020. Source: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/, verified 2026-10-09. - service_area: Scottsdale area including Fountain Hills, Hopi, Kachina, and Airpark. Source: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO122228 | active | confirmed | 2023-08-11 | state_regulator | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | HI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NM | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SD | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983764 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/ - Office phone and Email on file: shown at https://lendb.ai/lo/jay-clayton-1983764#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1983764 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://crosscountrymortgage.com/scottsdale-az-5289/jay-clayton/ Cite as: Jay Clayton (NMLS 1983764), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jay-clayton-1983764, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._