---
canonical_url: https://lendb.ai/lo/jay-garvens-368259
json_url: https://lendb.ai/lo/jay-garvens-368259.json
nmls_id: 368259
last_verified: 2026-10-09
---

# Jay Garvens

Loan Officer at Churchill Mortgage, Colorado Springs, CO. NMLS ID 368259 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/368259)).

**Summary:** Jay Garvens (NMLS 368259) is Loan Officer at Churchill Mortgage, based in Colorado Springs, CO. Licensed in 11 states: Florida, Colorado, Missouri, Montana, New Mexico, Oklahoma, South Carolina, South Dakota and 3 more. Focus areas shown on the lender page: FHA loan, First-time buyer and VA loan. 8 years licensed. Last verified 2026-10-09.

## At a glance

- Years licensed: 8
- Licensed in: Florida (FL), Colorado (CO), Missouri (MO), Montana (MT), New Mexico (NM), Oklahoma (OK), South Carolina (SC), South Dakota (SD), Tennessee (TN), Texas (TX), Utah (UT)
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens

## About

Jay Garvens brings 25 years of mortgage industry experience and specializes in VA, FHA, conventional, and non-conventional loans. He hosts a weekly radio show and podcast, and actively manages his own real estate investment portfolio.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25 years. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens, verified 2026-10-09.
- credential: Hosts weekly radio show and podcast 'The Jay Garvens Show' on KRDO 105.5FM for 13+ years. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens, verified 2026-10-09.
- credential: Broadcasts on KRDO 105.5FM every Saturday at 8:00 AM MTN time. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| FL | state_license | LO52697 | active | 2018-04-17 | state_regulator | 2026-10-09 |
| CO | state_license | 100012861 | active | 2007-01-25 | state_regulator | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| MT | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| NM | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| OK | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| SD | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |
| UT | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Churchill Mortgage (NMLS 1591), Colorado Springs, CO. Source: https://www.churchillmortgage.com/loan-officers/jay-garvens, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at Churchill Mortgage: https://www.churchillmortgage.com/loan-officers/jay-garvens
- Office phone and Email on file: shown at https://lendb.ai/lo/jay-garvens-368259#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/368259
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=147151&contact=362833
- lender_site: https://www.churchillmortgage.com/loan-officers/jay-garvens

Cite as: Jay Garvens (NMLS 368259), Churchill Mortgage. LenDb.ai, https://lendb.ai/lo/jay-garvens-368259, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._