---
canonical_url: https://lendb.ai/lo/jay-hutchens-1180397
json_url: https://lendb.ai/lo/jay-hutchens-1180397.json
nmls_id: 1180397
last_verified: 2026-10-09
---

# Jay Hutchens

Mortgage Loan Officer at Truist Bank, Harrisonburg, VA. NMLS ID 1180397 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1180397)).

**Summary:** Jay Hutchens (NMLS 1180397) is Mortgage Loan Officer at Truist Bank, based in Harrisonburg, VA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties


## About

Jay has more than 22 years of industry experience in originating purchase and refinance home loans. He focuses on building better lives and communities through professional guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor of Arts, Bridgewater College, 1991-1996. Source: https://www.truist.com/finder/mortgage/jay-p-hutchens-mortgage-loan-officer-harrisonburg-va-22801, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Harrisonburg, VA. Source: https://www.truist.com/finder/mortgage/jay-p-hutchens-mortgage-loan-officer-harrisonburg-va-22801, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1180397

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/jay-p-hutchens-mortgage-loan-officer-harrisonburg-va-22801
- Office phone and Email on file: shown at https://lendb.ai/lo/jay-hutchens-1180397#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1180397
- lender_site: https://www.truist.com/finder/mortgage/jay-p-hutchens-mortgage-loan-officer-harrisonburg-va-22801

Cite as: Jay Hutchens (NMLS 1180397), Truist Bank. LenDb.ai, https://lendb.ai/lo/jay-hutchens-1180397, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._