{
  "canonical_url": "https://lendb.ai/lo/jay-rodriguez-1853088",
  "lede": {
    "text": "Jay Rodriguez (NMLS 1853088) is a Vice President at The Federal Savings Bank, licensed in Oregon.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Jay licensed in Oregon?",
      "a": "Yes. Oregon regulator records list a license as active, first effective May 22, 2026 (verified 2026-10-20).",
      "fields": [
        "licenses"
      ],
      "source": "Oregon state regulator",
      "source_url": "https://dfr.oregon.gov/",
      "verified_at": "2026-10-20"
    },
    {
      "q": "What lender does Jay work for?",
      "a": "The Federal Savings Bank, company NMLS 411500, per the lender's own site (verified 2026-10-26).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    {
      "q": "How long has Jay been licensed?",
      "a": "The earliest state license record LenDb holds for Jay is from August 13, 2019 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jay states 7 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1853088,
    "slug": "jay-rodriguez-1853088",
    "canonical_url": "https://lendb.ai/lo/jay-rodriguez-1853088",
    "md_url": "https://lendb.ai/lo/jay-rodriguez-1853088.md",
    "json_url": "https://lendb.ai/lo/jay-rodriguez-1853088.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1853088",
    "full_name": {
      "value": "Jay Rodriguez",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "first_name": "Jay",
    "last_name": "Rodriguez",
    "licensed_names": [
      {
        "name": "Jay Rodriguez",
        "name_with_middle_initial": "Jay W. Rodriguez",
        "first_name": "Jay",
        "middle_initial": "W",
        "last_name": "Rodriguez",
        "states": [
          "FL",
          "IA",
          "OR"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-19"
      }
    ],
    "headshot_url": {
      "value": "https://www.thefederalsavingsbank.com/wp-content/uploads/2025/04/1853088-1.jpg",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "bio": {
      "value": "Jay Rodriguez has worked in mortgage lending for over seven years. They have earned multiple awards within their division and ranked among top producers for three consecutive years. They are originally from Los Angeles, California.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "title": {
      "value": "Vice President",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 7,
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 411500,
      "lender_name": "The Federal Savings Bank",
      "lender_slug": "the-federal-savings-bank-411500",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "employment_history": [
      {
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "lender_slug": "the-federal-savings-bank-411500",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "lender_nmls_id": 2524174,
        "lender_name": "INDEPENDENCE HOME LOANS LLC",
        "lender_slug": "independence-home-loans-llc-2524174",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": null,
        "lender_type": "imb",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO63361",
        "status": "expired",
        "issued_at": "2019-08-13",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "IA",
        "license_type": "state_license",
        "license_number": "46072",
        "status": "expired",
        "issued_at": "2021-09-13",
        "source": "state_regulator",
        "source_url": "https://idob.iowa.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "ia"
      },
      {
        "state": "OR",
        "license_type": "state_license",
        "license_number": null,
        "status": "active",
        "issued_at": "2026-05-22",
        "source": "state_regulator",
        "source_url": "https://dfr.oregon.gov/",
        "verified_at": "2026-10-20",
        "confidence": "confirmed",
        "regulator": "or"
      }
    ],
    "specialties": [],
    "lender_offers": [
      {
        "slug": "va",
        "label": "VA loan",
        "lender_nmls_id": 411500,
        "lender_name": "The Federal Savings Bank",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/",
        "verified_at": "2026-10-16"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "7",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "role",
        "value": "began career as a Junior Mortgage Banker",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "credential",
        "value": "multiple awards within division",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      },
      {
        "kind": "credential",
        "value": "top producer for three consecutive years",
        "source": "lender_site",
        "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
        "verified_at": "2026-10-26"
      }
    ],
    "last_verified_at": "2026-10-26",
    "updated_at": "2026-10-26 13:24:06.603055+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jay-rodriguez-1853088#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.thefederalsavingsbank.com/bankers/jay-rodriguez/",
      "verified_at": "2026-10-26"
    },
    "earliest_license_record": {
      "date": "2019-08-13",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2019,
      "state": "FL"
    },
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}