--- canonical_url: https://lendb.ai/lo/jay-saad-1418823 json_url: https://lendb.ai/lo/jay-saad-1418823.json nmls_id: 1418823 last_verified: 2026-10-09 --- # Jay Saad Branch Manager at Lit Financial Corporation. NMLS ID 1418823 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418823)). **Summary:** Jay Saad (NMLS 1418823) is Branch Manager at Lit Financial Corporation. Licensed in Florida, confirmed with the state regulator (license LO136971). Also lists Arizona, California, Colorado, Georgia, Illinois, Louisiana, Michigan, Minnesota and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan, FHA loan and VA loan. Licensed since 2025 (per Florida records). States 9 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2025 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 9 (source: https://litfinancial.com/loan-experts/jay-saad, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), Louisiana (LA, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, lender_reported), Texas (TX, lender_reported), Washington (WA, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Condo** (`condo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/jay-saad - **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/jay-saad - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/jay-saad - **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://litfinancial.com/loan-experts/jay-saad ## About Jay Saad has nine years of mortgage lending experience and takes pride in simplifying the home buying process for clients. Source: LenDb summary of the lender page, verified 2026-10-09. ## Voice intro available Jay has a short recorded voice intro on Lit Financial Corporation's site that touches on 9 years of experience. Listen on Lit Financial Corporation's site: https://litfinancial.com/loan-experts/jay-saad The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 9. Source: https://litfinancial.com/loan-experts/jay-saad, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO136971 | active | confirmed | 2025-04-08 | state_regulator | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | LA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Lit Financial Corporation (NMLS 2553292). Source: https://litfinancial.com/loan-experts/jay-saad, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418823 ## Contact - View profile at Lit Financial Corporation: https://litfinancial.com/loan-experts/jay-saad - Office phone on file: shown at https://lendb.ai/lo/jay-saad-1418823#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418823 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - lender_site: https://litfinancial.com/loan-experts/jay-saad Cite as: Jay Saad (NMLS 1418823), Lit Financial Corporation. LenDb.ai, https://lendb.ai/lo/jay-saad-1418823, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._