---
canonical_url: https://lendb.ai/lo/jay-varghese-183968
json_url: https://lendb.ai/lo/jay-varghese-183968.json
nmls_id: 183968
last_verified: 2026-10-16
---

# Jay Varghese

Regional Senior Vice President at The Federal Savings Bank. NMLS ID 183968 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183968)).

**Summary:** Jay Varghese (NMLS 183968) is Regional Senior Vice President at The Federal Savings Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan. States 20 years of experience. Last verified 2026-10-16.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 20 (source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.50, verified 2026-10-16. Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16.
- education: MBA in Finance, College of William and Mary. Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16.
- community: Founder and President of Hope Share Foundation, a non-profit for kids' health and educational needs. Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16.
- community: climbs mountains to raise money for children with cancer. Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Federal Savings Bank (NMLS 411500). Source: https://www.thefederalsavingsbank.com/bankers/jay-varghese/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183968

## Contact

- linkedin_url: https://www.linkedin.com/in/jay-varghese-6b67799/ (source: lender_site, verified 2026-10-16)
- View profile at The Federal Savings Bank: https://www.thefederalsavingsbank.com/bankers/jay-varghese/
- Office phone and Email on file: shown at https://lendb.ai/lo/jay-varghese-183968#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/183968
- lender_site: https://www.thefederalsavingsbank.com/bankers/jay-varghese/

Cite as: Jay Varghese (NMLS 183968), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/jay-varghese-183968, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._