---
canonical_url: https://lendb.ai/lo/jayne-johnston-347319
json_url: https://lendb.ai/lo/jayne-johnston-347319.json
nmls_id: 347319
last_verified: 2026-10-16
---

# Jayne Johnston

Loan Originator/Construction Loan Specialist at Granite Bank, Rochester, MN. NMLS ID 347319 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347319)).

Jayne Johnston, NMLS 347319, works as a mortgage loan officer at Granite Bank in Rochester, Minnesota. Jayne's lender page shows a focus on construction loan.

**Summary:** Jayne Johnston (NMLS 347319) is Loan Originator/Construction Loan Specialist at Granite Bank, based in Rochester, MN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan. Earliest state license record: August 28, 2018 (Iowa), per state regulator. Last verified 2026-10-16.

## Quick answers

### Is Jayne licensed?

Jayne works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Jayne do construction loans?

Jayne's profile lists construction loan as a focus (from their lender profile page). Source: https://granitebank.com/loan-officer/jaynejohnston/.

### What lender does Jayne work for?

Granite Bank, company NMLS 405434, from the Rochester, MN office, per the lender's own site (verified 2026-10-16). Source: https://granitebank.com/loan-officer/jaynejohnston/.

### How long has Jayne been licensed?

The earliest state license record LenDb holds for Jayne is from August 28, 2018 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: August 28, 2018 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jayne A. Johnston (IA, as of 2026-10-19)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.80, verified 2026-10-26. Source: https://granitebank.com/loan-officer/jaynejohnston/

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 32777 | expired | confirmed | 2018-08-28 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: Granite Bank (NMLS 405434), Rochester, MN. Source: https://granitebank.com/loan-officer/jaynejohnston/, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347319

## Contact

- linkedin_url: https://www.linkedin.com/in/jayne-johnston-7b41a611a/ (source: lender_site, verified 2026-10-16)
- View profile at Granite Bank: https://granitebank.com/loan-officer/jaynejohnston/
- Office phone and Email on file: shown at https://lendb.ai/lo/jayne-johnston-347319#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/347319
- state_regulator: https://idob.iowa.gov/
- lender_site: https://granitebank.com/loan-officer/jaynejohnston/

Cite as: Jayne Johnston (NMLS 347319), Granite Bank. LenDb.ai, https://lendb.ai/lo/jayne-johnston-347319, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._