---
canonical_url: https://lendb.ai/lo/jean-kavanaugh-1861751
json_url: https://lendb.ai/lo/jean-kavanaugh-1861751.json
nmls_id: 1861751
last_verified: 2026-10-15
---

# Jean Kavanaugh

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Clayton, MO. NMLS ID 1861751 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861751)).

**Summary:** Jean Kavanaugh (NMLS 1861751) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Clayton, MO. Licensed in Florida, confirmed with the state regulator (license LO88344). Earliest state license record: May 25, 2021 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 25, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Dedicated refinance mortgage specialist who focuses on each client's unique financial situation to find a suitable mortgage solution that supports their overall financial well-being.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- role: refinance mortgage specialist. Source: https://www.grarate.com/loan-officers/jean-kavanaugh-1861751, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO88344 | active | confirmed | 2021-05-25 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Clayton, MO. Source: https://www.grarate.com/loan-officers/jean-kavanaugh-1861751, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861751

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jean-kavanaugh-1861751
- Office phone and Email on file: shown at https://lendb.ai/lo/jean-kavanaugh-1861751#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1861751
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/jean-kavanaugh-1861751
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jean Kavanaugh (NMLS 1861751), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jean-kavanaugh-1861751, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._