---
canonical_url: https://lendb.ai/lo/jean-michele-wareham-208377
json_url: https://lendb.ai/lo/jean-michele-wareham-208377.json
nmls_id: 208377
last_verified: 2026-10-09
---

# Jean-Michele Wareham

Loan Officer at ALCOVA Mortgage, Front Royal, VA. NMLS ID 208377 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208377)).

**Summary:** Jean-Michele Wareham (NMLS 208377) is Loan Officer at ALCOVA Mortgage, based in Front Royal, VA. Lists Virginia on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Facts from the lender page and intro

- community: Supports FANS organization. Source: https://alcova.com/loan-officer/jwareham/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: ALCOVA Mortgage (NMLS 40508), Front Royal, VA. Source: https://alcova.com/loan-officer/jwareham/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208377

## Contact

- View profile at ALCOVA Mortgage: https://alcova.com/loan-officer/jwareham/
- Office phone and Email on file: shown at https://lendb.ai/lo/jean-michele-wareham-208377#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/208377
- lender_site: https://alcova.com/loan-officer/jwareham/

Cite as: Jean-Michele Wareham (NMLS 208377), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/jean-michele-wareham-208377, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._