--- canonical_url: https://lendb.ai/lo/jeannette-ruiz-mayes-727255 json_url: https://lendb.ai/lo/jeannette-ruiz-mayes-727255.json nmls_id: 727255 last_verified: 2026-10-09 --- # Jeannette Ruiz Mayes CRA Mortgage Advisor at First Citizens Bank, Los Angeles, CA. NMLS ID 727255 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/727255)). **Summary:** Jeannette Ruiz Mayes (NMLS 727255) is CRA Mortgage Advisor at First Citizens Bank, based in Los Angeles, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Down payment assistance, FHA loan and First-time buyer. States 25 years of experience. Last verified 2026-10-09. ## At a glance - Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 25 (source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes, verified 2026-10-09) - Licensed in: no license list on file; check NMLS Consumer Access - Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS. - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes ## About 25 years of experience with down payment assistance programs and nonprofit organizations promoting homeownership in local communities. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 25. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes, verified 2026-10-09. - community: Involved with several nonprofit organizations to promote homeownership. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes, verified 2026-10-09. - education: Santa Monica College and Cambridge College online. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| ## Employment history - ? to present: First Citizens Bank (NMLS 503941), Los Angeles, CA. Source: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/727255 ## Contact - View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes - Email on file: shown at https://lendb.ai/lo/jeannette-ruiz-mayes-727255#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/727255 - lender_site: https://bankers.firstcitizens.com/mortgage/ca/los-angeles/jeannette-ruiz-mayes Cite as: Jeannette Ruiz Mayes (NMLS 727255), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/jeannette-ruiz-mayes-727255, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._