---
canonical_url: https://lendb.ai/lo/jeff-cotton-147586
json_url: https://lendb.ai/lo/jeff-cotton-147586.json
nmls_id: 147586
last_verified: 2026-10-09
---

# Jeff Cotton

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Fishers, IN. NMLS ID 147586 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147586)).

**Summary:** Jeff Cotton (NMLS 147586) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Fishers, IN. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, FHA loan and Self-employed. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.46, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586
- **FHA loan** (`fha`): lender page, confidence 0.43, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586

## About

Jeff serves Central Indiana with 38 years of experience as a Senior Home Lending Advisor, specializing in preapproval, self-employed lending, FHA and VA mortgages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- service_area: Central Indiana. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586, verified 2026-10-09.
- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Fishers, IN. Source: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147586

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586
- Office phone and Email on file: shown at https://lendb.ai/lo/jeff-cotton-147586#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/147586
- lender_site: https://homelendingadvisor.chase.com/in/fishers/11610-olio-rd-hla-147586

Cite as: Jeff Cotton (NMLS 147586), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/jeff-cotton-147586, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._