--- canonical_url: https://lendb.ai/lo/jeff-cunningham-1030752 json_url: https://lendb.ai/lo/jeff-cunningham-1030752.json nmls_id: 1030752 last_verified: 2026-10-28 --- # Jeff Cunningham Loan Officer at Ladera Lending, Inc., Lake Forest, CA. NMLS ID 1030752 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030752)). Based in Lake Forest, California, Jeff Cunningham (NMLS 1030752) is a Loan Officer at Ladera Lending, Inc., licensed in Illinois since 2025 and in California. Jeff works at an FHA-approved lender, per HUD. **Summary:** Jeff Cunningham (NMLS 1030752) is Loan Officer at Ladera Lending, Inc., based in Lake Forest, CA. Licensed in 2 states confirmed with state regulators: California and Illinois. Earliest state license record: July 28, 2025 (Illinois), per state regulator. States 22 years of experience. Last verified 2026-10-28. ## Quick answers ### Is Jeff licensed in California? Yes. California regulator records list license 02210787 as active (verified 2026-10-24). LenDb has 1 other state on file for Jeff. Source: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html. ### What lender does Jeff work for, and is it FHA-approved? Ladera Lending, Inc., company NMLS 835555, from the Lake Forest, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://laderalending.com/team-member/jeff-cunningham/. ### How long has Jeff been licensed? The earliest state license record LenDb holds for Jeff is from July 28, 2025 (Illinois regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jeff states 22 years of experience. Source: https://idfpr.illinois.gov/banks/resfin.html. ## At a glance - Earliest state license record: July 28, 2025 (Illinois), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 22 (source: https://laderalending.com/team-member/jeff-cunningham/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Jeffrey C. Cunningham (CA, as of 2026-10-15); Jeffrey Cunningham (IL, as of 2026-10-27) - Licensed in: California (CA DRE, confirmed), Illinois (IL, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## About Jeff Cunningham has 22 years of residential lending experience. They say they have helped hundreds of clients with home purchases and refinancing. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - years_experience: 22. Source: https://laderalending.com/team-member/jeff-cunningham/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | CA | California Department of Real Estate | state_license | 02210787 | active | confirmed | | state_regulator | 2026-10-24 | | IL | Illinois regulator | state_license | 31.0090994 | active | confirmed | 2025-07-28 | state_regulator | 2026-10-28 | ## Employment history - ? to present: Ladera Lending, Inc. (NMLS 835555), Lake Forest, CA. Source: https://laderalending.com/team-member/jeff-cunningham/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030752 ## Contact - View profile at Ladera Lending, Inc.: https://laderalending.com/team-member/jeff-cunningham/ - Office phone and Email on file: shown at https://lendb.ai/lo/jeff-cunningham-1030752#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1030752 - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://idfpr.illinois.gov/banks/resfin.html - lender_site: https://laderalending.com/team-member/jeff-cunningham/ - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jeff Cunningham (NMLS 1030752), Ladera Lending, Inc.. LenDb.ai, https://lendb.ai/lo/jeff-cunningham-1030752, last verified 2026-10-28. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._