---
canonical_url: https://lendb.ai/lo/jeff-fries-926910
json_url: https://lendb.ai/lo/jeff-fries-926910.json
nmls_id: 926910
last_verified: 2026-10-15
---

# Jeff Fries

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Cincinnati, OH. NMLS ID 926910 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926910)).

**Summary:** Jeff Fries (NMLS 926910) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Cincinnati, OH. Lists Kentucky and Ohio on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. States 15 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 15 (source: https://www.grarate.com/loan-officers/jeff-fries-926910, verified 2026-10-15)
- Licensed in: Kentucky (KY, lender_reported), Ohio (OH, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jeff-fries-926910
- **Real estate investor** (`investor`): from their lender profile page, confidence 0.80, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jeff-fries-926910

## About

Jeff has over 15 years of experience and focuses on first-time buyers and investors across Ohio and Northern Kentucky, having helped at least 700 clients.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 15. Source: https://www.grarate.com/loan-officers/jeff-fries-926910, verified 2026-10-15.
- service_area: Ohio and Northern Kentucky. Source: https://www.grarate.com/loan-officers/jeff-fries-926910, verified 2026-10-15.
- other: helped at least 700 clients. Source: https://www.grarate.com/loan-officers/jeff-fries-926910, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Cincinnati, OH. Source: https://www.grarate.com/loan-officers/jeff-fries-926910, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926910

## Contact

- linkedin_url: https://www.linkedin.com/in/jeff-fries-96416a8b/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jeff-fries-926910
- Office phone and Email on file: shown at https://lendb.ai/lo/jeff-fries-926910#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/926910
- lender_site: https://www.grarate.com/loan-officers/jeff-fries-926910
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jeff Fries (NMLS 926910), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jeff-fries-926910, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._