---
canonical_url: https://lendb.ai/lo/jeffery-journey-80497
json_url: https://lendb.ai/lo/jeffery-journey-80497.json
nmls_id: 80497
last_verified: 2026-10-09
---

# Jeff Journey

Mortgage Advisor at Xpert Home Lending. NMLS ID 80497 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80497)).

**Summary:** Jeff Journey (NMLS 80497) is Mortgage Advisor at Xpert Home Lending. Lists Washington on the lender page (not yet checked with the state regulator). Earliest state license record: September 23, 2022 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 23, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jeff Journey has 25+ years of mortgage lending experience and is known for finding creative financing solutions. Based in Washington, he serves first-time homebuyers and works with realtors on complex lending scenarios.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25+. Source: https://xperthomelending.com/loan-directory/jeff-journey, verified 2026-10-09.
- service_area: Washington State. Source: https://xperthomelending.com/loan-directory/jeff-journey, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO113550 | expired | confirmed | 2022-09-23 | state_regulator | 2026-10-09 |
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/jeff-journey, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80497

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/jeff-journey
- Office phone on file: shown at https://lendb.ai/lo/jeffery-journey-80497#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/80497
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://xperthomelending.com/loan-directory/jeff-journey

Cite as: Jeff Journey (NMLS 80497), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/jeffery-journey-80497, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._