---
canonical_url: https://lendb.ai/lo/jeffrey-bayer-379963
json_url: https://lendb.ai/lo/jeffrey-bayer-379963.json
nmls_id: 379963
last_verified: 2026-10-15
---

# Jeff Bayer

Originating Manager at Guaranteed Rate Affinity, LLC, Cumming, GA. NMLS ID 379963 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379963)).

**Summary:** Jeff Bayer (NMLS 379963) is Originating Manager at Guaranteed Rate Affinity, LLC, based in Cumming, GA. Focus areas shown on the lender page: VA loan. Earliest state license record: September 13, 2019 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: September 13, 2019 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **VA loan** (`va`): from their lender profile page, confidence 0.55, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jeff-bayer-379963

## About

Jeff Bayer is an Originating Manager in Cumming, GA. They say they have worked with borrowers since 1997, especially veterans, to get financing for their home. They say they know the guidelines for conventional, FHA, USDA and VA loans, and outside work they volunteer with Habitat for Humanity.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: since 1997. Source: https://www.grarate.com/loan-officers/jeff-bayer-379963, verified 2026-10-15.
- community: Habitat for Humanity volunteer. Source: https://www.grarate.com/loan-officers/jeff-bayer-379963, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO64100 | expired | confirmed | 2019-09-13 | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Cumming, GA. Source: https://www.grarate.com/loan-officers/jeff-bayer-379963, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379963

## Contact

- linkedin_url: https://www.linkedin.com/in/jeff-bayer-a6840162/ (source: lender_site, verified 2026-10-15)
- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jeff-bayer-379963
- Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-bayer-379963#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/379963
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/jeff-bayer-379963
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jeff Bayer (NMLS 379963), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jeffrey-bayer-379963, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._