---
canonical_url: https://lendb.ai/lo/jeffrey-cota-232239
json_url: https://lendb.ai/lo/jeffrey-cota-232239.json
nmls_id: 232239
last_verified: 2026-10-09
---

# Jeff Cota, CRMP

Certified Reverse Mortgage Professional at CrossCountry Mortgage, San Diego, CA. NMLS ID 232239 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232239)).

**Summary:** Jeff Cota, CRMP (NMLS 232239) is Certified Reverse Mortgage Professional at CrossCountry Mortgage, based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO56711). Also lists Arizona and California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Reverse mortgage, Jumbo loan, FHA loan and HELOC. Licensed since 2018 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2018 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Reverse mortgage** (`reverse`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/
- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/
- **HELOC** (`heloc`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/

## About

Certified Reverse Mortgage Professional (CRMP) with over 20 years of home financing experience. Specializes in reverse mortgages for senior homeowners, incorporating housing wealth into retirement planning.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/, verified 2026-10-09.
- credential: Certified Reverse Mortgage Professional (CRMP); one of approximately 200 CRMPs credentialed by National Reverse Mortgage Lenders Association. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO56711 | active | confirmed | 2018-10-03 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), San Diego, CA. Source: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232239

## Contact

- linkedin_url: https://www.linkedin.com/in/jeff-cota-54098b8/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/
- Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-cota-232239#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232239
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/san-diego-ca-8179/jeffrey-cota/

Cite as: Jeff Cota, CRMP (NMLS 232239), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jeffrey-cota-232239, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._