--- canonical_url: https://lendb.ai/lo/jeffrey-davis-12904 json_url: https://lendb.ai/lo/jeffrey-davis-12904.json nmls_id: 12904 last_verified: 2026-10-26 --- # Jeff Davis Partner | Loan Officer at Blue Water Mortgage, LLC. NMLS ID 12904 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12904)). Jeff Davis (NMLS 12904) is a mortgage loan officer at Blue Water Mortgage, LLC, licensed in Florida since 2022 and in Texas, Connecticut and Massachusetts. **Summary:** Jeff Davis (NMLS 12904) is Partner | Loan Officer at Blue Water Mortgage, LLC. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and Massachusetts. Also lists Colorado, Georgia, Maine, New Hampshire, Rhode Island, South Carolina and Vermont on the lender page (not yet checked with the state regulator). Earliest state license record: May 5, 2022 (Florida), per state regulator. States 20 years of experience. Last verified 2026-10-26. ## Quick answers ### Is Jeff licensed in Florida? Yes. Florida regulator records list license LO107190 as active, first effective May 5, 2022 (verified 2026-10-15). LenDb has 10 other states on file for Jeff. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Jeff work for? Blue Water Mortgage, LLC, company NMLS 1291, per the lender's own site (verified 2026-10-15). Source: https://bluewatermtg.com/our-team/jeff-davis/. ### How long has Jeff been licensed? The earliest state license record LenDb holds for Jeff is from May 5, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jeff states 20 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ## At a glance - Earliest state license record: May 5, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 20 (source: https://bluewatermtg.com/our-team/jeff-davis/, verified 2026-10-15) - Also licensed as (state regulator records, same NMLS ID): Jeffrey A. Davis (CT, FL, MA, TX, as of 2026-10-26) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), Colorado (CO, lender_reported), Georgia (GA, lender_reported), Massachusetts (MA, confirmed), Maine (ME, lender_reported), New Hampshire (NH, lender_reported), Rhode Island (RI, lender_reported), South Carolina (SC, lender_reported), Vermont (VT, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Facts from the lender page and intro - years_experience: 20+. Source: https://bluewatermtg.com/our-team/jeff-davis/, verified 2026-10-15. - years_experience: since 2002. Source: https://bluewatermtg.com/our-team/jeff-davis/, verified 2026-10-15. - role: Founding Partner. Source: https://bluewatermtg.com/our-team/jeff-davis/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO107190 | active | confirmed | 2022-05-05 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2023-08-03 | state_regulator | 2026-10-13 | | CT | Connecticut regulator | state_license | LO-12904 | active | confirmed | | state_regulator | 2026-10-15 | | CO | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MA | Massachusetts regulator | state_license | MLO12904 | active | confirmed | | state_regulator | 2026-10-26 | | ME | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | NH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | RI | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | SC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | ## Employment history - ? to present: Blue Water Mortgage, LLC (NMLS 1291). Source: https://bluewatermtg.com/our-team/jeff-davis/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12904 ## Contact - linkedin_url: https://www.linkedin.com/in/jeff-davis-0399224/ (source: lender_site, verified 2026-10-15) - View profile at Blue Water Mortgage, LLC: https://bluewatermtg.com/our-team/jeff-davis/ - Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-davis-12904#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/12904 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut - lender_site: https://bluewatermtg.com/our-team/jeff-davis/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees Cite as: Jeff Davis (NMLS 12904), Blue Water Mortgage, LLC. LenDb.ai, https://lendb.ai/lo/jeffrey-davis-12904, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._