--- canonical_url: https://lendb.ai/lo/jeffrey-hammel-162437 json_url: https://lendb.ai/lo/jeffrey-hammel-162437.json nmls_id: 162437 last_verified: 2026-10-09 --- # Jeff Hammel VP | Branch Manager at Ruoff Mortgage. NMLS ID 162437 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162437)). **Summary:** Jeff Hammel (NMLS 162437) is VP | Branch Manager at Ruoff Mortgage. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Alabama, Georgia, Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota and 7 more on the lender page (not yet checked with the state regulator). Licensed since 2018 (per Florida records). States 32 years of experience. Last verified 2026-10-09. ## At a glance - Licensed since 2018 (per Florida records). This is license history on file, not total experience. - Years experience (stated by the LO): 32 (source: https://www.ruoff.com/JeffHammel, verified 2026-10-09) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Indiana (IN, lender_reported), Kentucky (KY, lender_reported), Michigan (MI, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Pennsylvania (PA, confirmed), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ## About Jeff has more than 32 years of mortgage lending experience and brings expertise, accessibility, and problem-solving to help clients make confident financing decisions. He serves 16 states and is known for honest advice and smooth loan processes. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: 32. Source: https://www.ruoff.com/JeffHammel, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO54006 | active | confirmed | 2018-06-08 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | KY | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | PA | state_license | 117710 | active | confirmed | | state_regulator | 2026-10-10 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: Ruoff Mortgage (NMLS 141868). Source: https://www.ruoff.com/JeffHammel, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162437 ## Contact - View profile at Ruoff Mortgage: https://www.ruoff.com/JeffHammel - Office phone on file: shown at https://lendb.ai/lo/jeffrey-hammel-162437#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162437 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.ruoff.com/JeffHammel - state_regulator: https://data.pa.gov/d/tyxc-jyug Cite as: Jeff Hammel (NMLS 162437), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jeffrey-hammel-162437, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._