--- canonical_url: https://lendb.ai/lo/jeffrey-marsack-136883 json_url: https://lendb.ai/lo/jeffrey-marsack-136883.json nmls_id: 136883 last_verified: 2026-10-15 --- # Jeff Marsack Regional Manager at Lower, Macomb Township, MI. NMLS ID 136883 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136883)). **Summary:** Jeff Marsack (NMLS 136883) is Regional Manager at Lower, based in Macomb Township, MI. Licensed in Florida, confirmed with the state regulator (license LO114326). Also lists Michigan on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). Earliest state license record: October 14, 2022 (Florida), per state regulator. States 30 years of experience. Last verified 2026-10-15. ## At a glance - Earliest state license record: October 14, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 30 (source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10) - Licensed in: Florida (FL, confirmed), Michigan (MI, lender_reported) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus) - **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com - **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com - **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com - **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com - **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com - **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com - **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com - **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com - **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com ## About Has over 30 years of mortgage industry experience and serves as Michigan Regional Manager for Lower Mortgage. Serves clients in Metro Detroit and Southwest Florida, with lending access in 47 states. Source: LenDb summary of the lender page, verified 2026-10-10. ## Facts from the lender page and intro - years_experience: 30. Source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10. - role: Michigan Regional Manager. Source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10. - service_area: Metro Detroit, Macomb County, Oakland County, Wayne County, Southwest Florida. Source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10. - service_area: Lending in 47 states. Source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO114326 | active | confirmed | 2022-10-14 | state_regulator | 2026-10-15 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-10 | ## Employment history - ? to present: Lower (NMLS 1124061), Macomb Township, MI. Source: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack, verified 2026-10-10. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136883 ## Contact - linkedin_url: https://www.linkedin.com/in/jeffmarsack/ (source: lender_site, verified 2026-10-10) - View profile at Lower: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack - Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-marsack-136883#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/136883 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip - lender_site: https://www.lower.com/loan-officers/michigan/macomb/jeff-marsack - lender_site (lender programs): https://www.lower.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jeff Marsack (NMLS 136883), Lower. LenDb.ai, https://lendb.ai/lo/jeffrey-marsack-136883, last verified 2026-10-15. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._