---
canonical_url: https://lendb.ai/lo/jeffrey-merk-1930460
json_url: https://lendb.ai/lo/jeffrey-merk-1930460.json
nmls_id: 1930460
last_verified: 2026-10-09
---

# Jeffrey Merk

Senior Loan Officer at First Heritage Mortgage. NMLS ID 1930460 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1930460)).

**Summary:** Jeffrey Merk (NMLS 1930460) is Senior Loan Officer at First Heritage Mortgage. Licensed in Florida, confirmed with the state regulator (license LO68880). Also lists Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: New construction. Licensed since 2020 (per Florida records). States 6 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2020 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 6 (source: https://fhmtg.com/officers/jeffrey-merk/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Maryland (MD, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **New construction** (`new-construction`): lender page, confidence 0.70, verified 2026-10-09. Source: https://fhmtg.com/officers/jeffrey-merk/

## About

With six years of mortgage industry experience, Jeffrey specializes in new construction financing and serves first-time homebuyers through active adult communities across multiple states.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 6. Source: https://fhmtg.com/officers/jeffrey-merk/, verified 2026-10-09.
- service_area: Charlotte area and multiple states. Source: https://fhmtg.com/officers/jeffrey-merk/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO68880 | active | confirmed | 2020-03-13 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/jeffrey-merk/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1930460

## Contact

- linkedin_url: https://www.linkedin.com/in/jeffmerk-nmls1930460/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/jeffrey-merk/
- Office phone on file: shown at https://lendb.ai/lo/jeffrey-merk-1930460#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1930460
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://fhmtg.com/officers/jeffrey-merk/

Cite as: Jeffrey Merk (NMLS 1930460), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/jeffrey-merk-1930460, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._