---
canonical_url: https://lendb.ai/lo/jeffrey-powell-1658599
json_url: https://lendb.ai/lo/jeffrey-powell-1658599.json
nmls_id: 1658599
last_verified: 2026-10-09
---

# JD Powell

VP | Branch Manager at Ruoff Mortgage, Bedford, IN. NMLS ID 1658599 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1658599)).

**Summary:** JD Powell (NMLS 1658599) is VP | Branch Manager at Ruoff Mortgage, based in Bedford, IN. Lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Real estate investor. Earliest state license record: June 9, 2023 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: June 9, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.ruoff.com/JDPowell
- **Real estate investor** (`investor`): lender page, confidence 0.80, verified 2026-10-09. Source: https://www.ruoff.com/JDPowell

## About

J.D. Powell has more than two decades of financial services experience. As Vice President and Branch Manager, he helps first-time homebuyers, experienced homeowners, investors, and clients with complex financial needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://www.ruoff.com/JDPowell, verified 2026-10-09.
- role: Vice President and Branch Manager. Source: https://www.ruoff.com/JDPowell, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO120644 | expired | confirmed | 2023-06-09 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Ruoff Mortgage (NMLS 141868), Bedford, IN. Source: https://www.ruoff.com/JDPowell, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1658599

## Contact

- View profile at Ruoff Mortgage: https://www.ruoff.com/JDPowell
- Office phone on file: shown at https://lendb.ai/lo/jeffrey-powell-1658599#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1658599
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.ruoff.com/JDPowell

Cite as: JD Powell (NMLS 1658599), Ruoff Mortgage. LenDb.ai, https://lendb.ai/lo/jeffrey-powell-1658599, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._