{
  "canonical_url": "https://lendb.ai/lo/jeffrey-rhodes-582903",
  "loan_officer": {
    "nmls_id": 582903,
    "slug": "jeffrey-rhodes-582903",
    "canonical_url": "https://lendb.ai/lo/jeffrey-rhodes-582903",
    "md_url": "https://lendb.ai/lo/jeffrey-rhodes-582903.md",
    "json_url": "https://lendb.ai/lo/jeffrey-rhodes-582903.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/582903",
    "full_name": {
      "value": "Jeffrey Rhodes",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jeffrey",
    "last_name": "Rhodes",
    "headshot_url": {
      "value": "https://llp-assets.meetsoci.com/live/assets/bmoharrismortgage/images/local/stock/Mortgage-locator_mobile_avatar-men_95x95.jpg",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "bio": null,
    "title": {
      "value": "Mortgage Specialist",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [
        "en"
      ],
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 65,
    "current_employment": {
      "lender_nmls_id": 401052,
      "lender_name": "BMO Bank",
      "lender_slug": "bmo-bank-401052",
      "branch_city": "Palo Alto",
      "branch_state": "CA",
      "branch_zip": "94306",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 401052,
        "lender_name": "BMO Bank",
        "lender_slug": "bmo-bank-401052",
        "branch_city": "Palo Alto",
        "branch_state": "CA",
        "branch_zip": "94306",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [
      {
        "slug": "construction",
        "label": "Construction loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "jumbo",
        "label": "Jumbo loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "renovation",
        "label": "Renovation loan (203k / HomeStyle)",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "physician",
        "label": "Physician and medical professional",
        "evidence": "lender_page_text",
        "confidence": 0.61,
        "source": "lender_site",
        "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:45:39.570004+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jeffrey-rhodes-582903#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://usmortgagebanker.bmo.com/ca/paloalto/jr-582903/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}