---
canonical_url: https://lendb.ai/lo/jeffrey-rickard-292600
json_url: https://lendb.ai/lo/jeffrey-rickard-292600.json
nmls_id: 292600
last_verified: 2026-10-10
---

# Jeffrey Rickard

Branch Manager, VP at Lower, Greenwood Village, CO. NMLS ID 292600 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292600)).

**Summary:** Jeffrey Rickard (NMLS 292600) is Branch Manager, VP at Lower, based in Greenwood Village, CO. Lists Colorado on the lender page (not yet checked with the state regulator). Lower also offers FHA loan, First-time buyer, HELOC, Real estate investor and Jumbo loan and 5 more (a lender program, not confirmed as their own focus). States 25 years of experience. Last verified 2026-10-10.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard, verified 2026-10-10)
- Licensed in: Colorado (CO, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Lower's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-10. Source: https://www.lower.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-10. Source: https://www.lower.com
- **HELOC** (`heloc`): verified 2026-10-10. Source: https://www.lower.com
- **Real estate investor** (`investor`): verified 2026-10-10. Source: https://www.lower.com
- **Jumbo loan** (`jumbo`): verified 2026-10-10. Source: https://www.lower.com
- **Non-QM loan** (`non-qm`): verified 2026-10-10. Source: https://www.lower.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-10. Source: https://www.lower.com
- **USDA loan** (`usda`): verified 2026-10-10. Source: https://www.lower.com
- **VA loan** (`va`): verified 2026-10-10. Source: https://www.lower.com
- **Vacation home** (`vacation-home`): verified 2026-10-10. Source: https://www.lower.com

## About

Jeffrey Rickard has over 25 years in mortgage lending, working since 1998, and teaches continuing education classes for realtors and loan officers.

Source: LenDb summary of the lender page, verified 2026-10-10.

## Video intro available

Jeffrey has a short recorded video intro on Lower's site.

Watch on Lower's site: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard

The recording is hosted by the lender; LenDb does not copy or transcribe it. Verified 2026-10-10.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard, verified 2026-10-10.
- other: Teaches continuing education classes for realtors and loan officers. Source: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard, verified 2026-10-10.
- community: Supports underserved families, human rights and animal welfare. Source: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard, verified 2026-10-10.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-10 |

## Employment history

- ? to present: Lower (NMLS 1124061), Greenwood Village, CO. Source: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard, verified 2026-10-10.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292600

## Contact

- linkedin_url: https://www.linkedin.com/in/jeff-rickard-7771ba341/ (source: lender_site, verified 2026-10-10)
- View profile at Lower: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard
- Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-rickard-292600#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/292600
- lender_site: https://www.lower.com/loan-officers/colorado/greenwood-village/jeffrey-rickard
- lender_site (lender programs): https://www.lower.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jeffrey Rickard (NMLS 292600), Lower. LenDb.ai, https://lendb.ai/lo/jeffrey-rickard-292600, last verified 2026-10-10.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._