--- canonical_url: https://lendb.ai/lo/jeffrey-ware-2020197 json_url: https://lendb.ai/lo/jeffrey-ware-2020197.json nmls_id: 2020197 last_verified: 2026-10-26 --- # Jeffrey Alan Ware Mortgage Loan Originator at Trident Home Loans, Pensacola, FL. NMLS ID 2020197 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020197)). Based in Pensacola, Florida, Jeffrey Alan Ware (NMLS 2020197) is a Mortgage Loan Originator at Trident Home Loans, licensed in Florida since 2020 and in Colorado, Pennsylvania, Texas and 6 more states. Jeff's focus, from their own profile, includes VA loan. **Summary:** Jeffrey Alan Ware (NMLS 2020197) is Mortgage Loan Originator at Trident Home Loans, based in Pensacola, FL. Licensed in 10 states confirmed with state regulators: Florida, Colorado, Pennsylvania, Texas, Arkansas, Iowa, Missouri, California and 2 more. Also lists Alabama, Arizona, Georgia, Idaho, Indiana, North Carolina, Ohio, Oklahoma and 5 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan. Trident Home Loans also offers Condo, Construction loan, FHA loan, Real estate investor and Jumbo loan and 4 more (a lender program, not confirmed as their own focus). Earliest state license record: November 10, 2020 (Florida), per state regulator. Last verified 2026-10-26. ## Quick answers ### Is Jeff licensed in Florida? Yes. Florida regulator records list license LO77043 as active, first effective November 10, 2020 (verified 2026-10-15). LenDb has 22 other states on file for Jeff. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ### Does Jeff do VA loans? Jeff's profile lists VA loan as a focus (from their lender profile page). Source: https://tridenthomeloans.com/jeff-ware/. ### What lender does Jeff work for? Trident Home Loans, company NMLS 65716, from the Pensacola, FL office, per the lender's own site (verified 2026-10-15). Source: https://tridenthomeloans.com/jeff-ware/. ### How long has Jeff been licensed? The earliest state license record LenDb holds for Jeff is from November 10, 2020 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip. ## At a glance - Earliest state license record: November 10, 2020 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Florida (FL, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Texas (TX, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Missouri (MO, confirmed), Alabama (AL, lender_reported), Arizona (AZ, lender_reported), California (CA DFPI, confirmed), Georgia (GA, lender_reported), Idaho (ID, lender_reported), Indiana (IN, lender_reported), Massachusetts (MA, confirmed), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Utah (UT, lender_reported), Virginia (VA, lender_reported), Vermont (VT, lender_reported), Washington (WA, lender_reported), Maryland (MD, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **VA loan** (`va`): from their lender profile page, confidence 0.60, verified 2026-10-26. Source: https://tridenthomeloans.com/jeff-ware/ ### Their lender offers (lender level: Trident Home Loans's programs, not confirmed as this person's focus) - **Condo** (`condo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Construction loan** (`construction`): verified 2026-10-15. Source: https://tridenthomeloans.com - **FHA loan** (`fha`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Real estate investor** (`investor`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Jumbo loan** (`jumbo`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Low credit score** (`low-credit`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-15. Source: https://tridenthomeloans.com - **USDA loan** (`usda`): verified 2026-10-15. Source: https://tridenthomeloans.com - **Vacation home** (`vacation-home`): verified 2026-10-15. Source: https://tridenthomeloans.com ## About Jeff is a third-generation Naval Aviator and commercial pilot who focuses on helping military service members transitioning to civilian life, as well as first-year airline pilots. Source: LenDb summary of the lender page, verified 2026-10-15. ## Facts from the lender page and intro - role: Third-generation Naval Aviator and Commercial Pilot. Source: https://tridenthomeloans.com/jeff-ware/, verified 2026-10-15. - other: Has helped hundreds of veterans and civilians obtain mortgage loans. Source: https://tridenthomeloans.com/jeff-ware/, verified 2026-10-15. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO77043 | active | confirmed | 2020-11-10 | state_regulator | 2026-10-15 | | CO | Colorado regulator | state_license | 100529328 | active | confirmed | 2021-12-23 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 80999 | active | confirmed | | state_regulator | 2026-10-16 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2021-08-31 | state_regulator | 2026-10-13 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 46919 | active | confirmed | 2021-11-12 | state_regulator | 2026-10-20 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AL | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | AZ | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2020197 | active | confirmed | 2021-08-09 | state_regulator | 2026-10-24 | | GA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | ID | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | IN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MA | Massachusetts regulator | state_license | MLO2020197 | active | confirmed | | state_regulator | 2026-10-26 | | NC | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OH | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | OK | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | TN | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | UT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | VT | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | WA | | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-15 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | ## Employment history - ? to present: Trident Home Loans (NMLS 65716), Pensacola, FL. Source: https://tridenthomeloans.com/jeff-ware/, verified 2026-10-15. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020197 ## Contact - View profile at Trident Home Loans: https://tridenthomeloans.com/jeff-ware/ - Office phone and Email on file: shown at https://lendb.ai/lo/jeffrey-ware-2020197#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2020197 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=290216&contact=514578 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - lender_site: https://tridenthomeloans.com/jeff-ware/ - state_regulator: https://dfpi.ca.gov/ - state_regulator: https://www.mass.gov/lists/download-a-list-of-approved-licensees - state_regulator: https://www.labor.maryland.gov/finance/ - lender_site (lender programs): https://tridenthomeloans.com Cite as: Jeffrey Alan Ware (NMLS 2020197), Trident Home Loans. LenDb.ai, https://lendb.ai/lo/jeffrey-ware-2020197, last verified 2026-10-26. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._