---
canonical_url: https://lendb.ai/lo/jen-sawaya-2689608
json_url: https://lendb.ai/lo/jen-sawaya-2689608.json
nmls_id: 2689608
last_verified: 2026-10-26
---

# Jen Sawaya

Mortgage Banker at InstaMortgage Inc., San Jose, CA. NMLS ID 2689608 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2689608)).

Jen Sawaya (NMLS 2689608) is a Mortgage Banker at InstaMortgage Inc. in San Jose, California, licensed in Maryland. Jen works at an FHA-approved lender, per HUD.

**Summary:** Jen Sawaya (NMLS 2689608) is Mortgage Banker at InstaMortgage Inc., based in San Jose, CA. Licensed in Maryland, confirmed with the state regulator. Last verified 2026-10-26.

## Quick answers

### Is Jen licensed in Maryland?

Yes. Maryland regulator records list a license as active (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

### What lender does Jen work for, and is it FHA-approved?

InstaMortgage Inc., company NMLS 1035734, from the San Jose, CA office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://instamortgage.com/loan-officer/jen-sawaya/.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Jenifer A. Sawaya (MD, as of 2026-10-26)
- Licensed in: Maryland (MD, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- other: 20 years of experience in the Appraisal Management industry. Source: https://instamortgage.com/loan-officer/jen-sawaya/, verified 2026-10-15.
- role: VP of Appraisal Operations & Business Implementation. Source: https://instamortgage.com/loan-officer/jen-sawaya/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: InstaMortgage Inc. (NMLS 1035734), San Jose, CA. Source: https://instamortgage.com/loan-officer/jen-sawaya/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2689608

## Contact

- View profile at InstaMortgage Inc.: https://instamortgage.com/loan-officer/jen-sawaya/
- Email on file: shown at https://lendb.ai/lo/jen-sawaya-2689608#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2689608
- state_regulator: https://www.labor.maryland.gov/finance/
- lender_site: https://instamortgage.com/loan-officer/jen-sawaya/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jen Sawaya (NMLS 2689608), InstaMortgage Inc.. LenDb.ai, https://lendb.ai/lo/jen-sawaya-2689608, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._