---
canonical_url: https://lendb.ai/lo/jennifer-arnold-453357
json_url: https://lendb.ai/lo/jennifer-arnold-453357.json
nmls_id: 453357
last_verified: 2026-10-09
---

# Jennifer Arnold

Relationship Mortgage Banker at First Citizens Bank, Columbia, SC. NMLS ID 453357 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453357)).

**Summary:** Jennifer Arnold (NMLS 453357) is Relationship Mortgage Banker at First Citizens Bank, based in Columbia, SC. Lists South Carolina on the lender page (not yet checked with the state regulator). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: USDA loan, Down payment assistance, Renovation loan (203k / HomeStyle), Construction loan and FHA loan. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: South Carolina (SC, lender_reported)
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **USDA loan** (`usda`): lender page, confidence 0.39, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.36, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.21, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Construction loan** (`construction`): lender page, confidence 0.16, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Self-employed** (`self-employed`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **VA loan** (`va`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- **Vacation home** (`vacation-home`): lender page, confidence 0.10, verified 2026-10-09. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold

## About

Relationship Mortgage Banker focused on understanding clients' unique circumstances and providing thoughtful guidance and expert advice. Holds degrees from University of South Carolina Spartanburg and Clemson University.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Undergraduate degree from University of South Carolina Spartanburg; graduate degree from Clemson University. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Citizens Bank (NMLS 503941), Columbia, SC. Source: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453357

## Contact

- View profile at First Citizens Bank: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold
- Office phone and Email on file: shown at https://lendb.ai/lo/jennifer-arnold-453357#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453357
- lender_site: https://bankers.firstcitizens.com/mortgage/sc/columbia/jennifer-arnold

Cite as: Jennifer Arnold (NMLS 453357), First Citizens Bank. LenDb.ai, https://lendb.ai/lo/jennifer-arnold-453357, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._