{
  "canonical_url": "https://lendb.ai/lo/jennifer-caro-362668",
  "lede": {
    "text": "Jennifer Caro, NMLS 362668, works as a Loan Officer at United American Mortgage Corporation in Las Vegas, Nevada and is licensed in California since 2022 and in Florida and Nevada.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Jennifer licensed in Nevada?",
      "a": "Yes. Nevada regulator records list license NMLO-1201734 as active, first effective August 2, 2022 (verified 2026-10-31). LenDb has 2 other states on file for Jennifer.",
      "fields": [
        "licenses"
      ],
      "source": "Nevada state regulator",
      "source_url": "https://mld.nv.gov/",
      "verified_at": "2026-10-31"
    },
    {
      "q": "What lender does Jennifer work for?",
      "a": "United American Mortgage Corporation, company NMLS 1942, from the Las Vegas, NV office, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Jennifer been licensed?",
      "a": "The earliest state license record LenDb holds for Jennifer is from July 12, 2022 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Jennifer states 18 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "California state regulator",
      "source_url": "https://dfpi.ca.gov/",
      "verified_at": "2026-10-24"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 362668,
    "slug": "jennifer-caro-362668",
    "canonical_url": "https://lendb.ai/lo/jennifer-caro-362668",
    "md_url": "https://lendb.ai/lo/jennifer-caro-362668.md",
    "json_url": "https://lendb.ai/lo/jennifer-caro-362668.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/362668",
    "full_name": {
      "value": "Jennifer Caro",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "first_name": "Jennifer",
    "last_name": "Caro",
    "headshot_url": {
      "value": "https://d3i17xsp2ml938.cloudfront.net/sso/CKMV3VDdl4Hq7bXGGcOdocHxn67pB4znWaIFn3P0.png",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Jennifer Caro is a Loan Officer in Las Vegas, NV, licensed in CA, FL and NV. Their profile states they have over 18 years experience in the mortgage industry.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 18,
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 1942,
      "lender_name": "United American Mortgage Corporation",
      "lender_slug": "united-american-mortgage-corporation-1942",
      "branch_city": "Las Vegas",
      "branch_state": "NV",
      "branch_zip": "89169",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1942,
        "lender_name": "United American Mortgage Corporation",
        "lender_slug": "united-american-mortgage-corporation-1942",
        "branch_city": "Las Vegas",
        "branch_state": "NV",
        "branch_zip": "89169",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.uamco.com/loan-officer/jennifer-caro",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO116167",
        "status": "active",
        "issued_at": "2022-12-27",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": "CA-DFPI362668",
        "status": "active",
        "issued_at": "2022-07-12",
        "source": "state_regulator",
        "source_url": "https://dfpi.ca.gov/",
        "verified_at": "2026-10-24",
        "confidence": "confirmed",
        "regulator": "ca_dfpi",
        "regulator_name": "California Department of Financial Protection and Innovation"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": "NMLO-1201734",
        "status": "active",
        "issued_at": "2022-08-02",
        "source": "state_regulator",
        "source_url": "https://mld.nv.gov/",
        "verified_at": "2026-10-31",
        "confidence": "confirmed",
        "regulator": "nv"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-31",
    "updated_at": "2026-10-31 20:06:23.660637+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jennifer-caro-362668#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.uamco.com/loan-officer/jennifer-caro",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2022-07-12",
      "state": "CA"
    },
    "licensed_since": {
      "year": 2022,
      "state": "CA"
    },
    "federal_registration": null
  }
}