{
  "canonical_url": "https://lendb.ai/lo/jennifer-carter-505327",
  "loan_officer": {
    "nmls_id": 505327,
    "slug": "jennifer-carter-505327",
    "canonical_url": "https://lendb.ai/lo/jennifer-carter-505327",
    "md_url": "https://lendb.ai/lo/jennifer-carter-505327.md",
    "json_url": "https://lendb.ai/lo/jennifer-carter-505327.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/505327",
    "full_name": {
      "value": "Jennifer Carter",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "first_name": "Jennifer",
    "last_name": "Carter",
    "headshot_url": {
      "value": "https://v5.airtableusercontent.com/v3/u/58/58/1791554400000/9ytModuAJ0ZcPTSuAYUPXg/W0ZKwI8n9L_wUBa2U1UmMQb2gqLFGH2uea0SkeO9hn1bA2iJcSxssDKwMnS12QLr2LUZY_kLmtiW9AXFoQMA5rFUgkyHu4kP2WpjjkwmNrxzwfeIjsGibVkbCusE44-UPMlUg088diIUXcITlZ6eWmCE5Zz5Hp68MbCnNRCM7flS7CCPqOhyiuX0a90WpOJV/Ki34wqVoIIBgdO0YZSPZVEUnMcMoSVV7pTQhXSxVNH0",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Jennifer is dedicated to providing transparent, easy mortgage experiences. She helps clients with purchasing, refinancing, and investing, including VA benefits.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Loan Officer",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 80,
    "current_employment": {
      "lender_nmls_id": 1839243,
      "lender_name": "Empire Home Loans",
      "lender_slug": "empire-home-loans-1839243",
      "branch_city": "Fair Oaks",
      "branch_state": "CA",
      "branch_zip": "95628",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.empirehomeloans.com/team/jenniferc",
      "lender_type": "broker",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1839243,
        "lender_name": "Empire Home Loans",
        "lender_slug": "empire-home-loans-1839243",
        "branch_city": "Fair Oaks",
        "branch_state": "CA",
        "branch_zip": "95628",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.empirehomeloans.com/team/jenniferc",
        "lender_type": "broker",
        "source": "lender_site",
        "source_url": "https://www.empirehomeloans.com/team/jenniferc",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:55:20.880008+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jennifer-carter-505327#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.empirehomeloans.com/team/jenniferc",
      "verified_at": "2026-10-09"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": null
  }
}