---
canonical_url: https://lendb.ai/lo/jennifer-cho-237164
json_url: https://lendb.ai/lo/jennifer-cho-237164.json
nmls_id: 237164
last_verified: 2026-10-09
---

# Jennifer Cho

Mortgage Loan Officer at Loan Factory. NMLS ID 237164 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237164)).

**Summary:** Jennifer Cho (NMLS 237164) is Mortgage Loan Officer at Loan Factory. Lists California and Nevada on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Speaks English and Korean. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported), Nevada (NV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Korean
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.loanfactory.com/mortgage-expert/jennifer-cho-237164

## About

Jennifer has been helping homebuyers and homeowners since 2002, specializing in first-time home purchases and refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: since 2002. Source: https://www.loanfactory.com/mortgage-expert/jennifer-cho-237164, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/jennifer-cho-237164, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237164

## Contact

- linkedin_url: https://www.linkedin.com/in/jennifer-cho-70295431/ (source: lender_site, verified 2026-10-09)
- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/jennifer-cho-237164

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/237164
- lender_site: https://www.loanfactory.com/mortgage-expert/jennifer-cho-237164

Cite as: Jennifer Cho (NMLS 237164), Loan Factory. LenDb.ai, https://lendb.ai/lo/jennifer-cho-237164, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._