---
canonical_url: https://lendb.ai/lo/jennifer-clemens-617388
json_url: https://lendb.ai/lo/jennifer-clemens-617388.json
nmls_id: 617388
last_verified: 2026-10-09
---

# Jennifer Clemens

Loan Officer at Xpert Home Lending. NMLS ID 617388 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/617388)).

**Summary:** Jennifer Clemens (NMLS 617388) is Loan Officer at Xpert Home Lending. Lists Arizona, Iowa and Maryland on the lender page (not yet checked with the state regulator). States 17 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 17 (source: https://xperthomelending.com/loan-directory/jennifer-clemens, verified 2026-10-09)
- Licensed in: Arizona (AZ, lender_reported), Iowa (IA, lender_reported), Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jennifer has 17+ years of mortgage industry experience helping clients achieve homeownership and build wealth through real estate. She serves Arizona, Iowa, and Maryland.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 17. Source: https://xperthomelending.com/loan-directory/jennifer-clemens, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Xpert Home Lending (NMLS 2179191). Source: https://xperthomelending.com/loan-directory/jennifer-clemens, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/617388

## Contact

- View profile at Xpert Home Lending: https://xperthomelending.com/loan-directory/jennifer-clemens
- Office phone and Email on file: shown at https://lendb.ai/lo/jennifer-clemens-617388#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/617388
- lender_site: https://xperthomelending.com/loan-directory/jennifer-clemens

Cite as: Jennifer Clemens (NMLS 617388), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/jennifer-clemens-617388, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._