---
canonical_url: https://lendb.ai/lo/jennifer-delia-2005904
json_url: https://lendb.ai/lo/jennifer-delia-2005904.json
nmls_id: 2005904
last_verified: 2026-10-15
---

# Jennifer D'Elia

VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, Chicago, IL. NMLS ID 2005904 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2005904)).

**Summary:** Jennifer D'Elia (NMLS 2005904) is VP of Mortgage Lending at Guaranteed Rate Affinity, LLC, based in Chicago, IL. Licensed in Florida, confirmed with the state regulator (license LO144578). Also lists Georgia and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed. Earliest state license record: January 29, 2026 (Florida), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: January 29, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Tennessee (TN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.90, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jennifer-delia-2005904

## About

Jennifer D'Elia is a licensed loan officer who works with buyers, homeowners and investors in Tennessee, Georgia and Florida. They state they specialize in self-employed borrowers. They describe themselves as a Tennessee native with real estate and hospitality experience.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- service_area: Tennessee, Georgia, and Florida. Source: https://www.grarate.com/loan-officers/jennifer-delia-2005904, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO144578 | active | confirmed | 2026-01-29 | state_regulator | 2026-10-15 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647), Chicago, IL. Source: https://www.grarate.com/loan-officers/jennifer-delia-2005904, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2005904

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jennifer-delia-2005904
- Office phone and Email on file: shown at https://lendb.ai/lo/jennifer-delia-2005904#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2005904
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/jennifer-delia-2005904
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jennifer D'Elia (NMLS 2005904), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jennifer-delia-2005904, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._