---
canonical_url: https://lendb.ai/lo/jennifer-martinez-173516
json_url: https://lendb.ai/lo/jennifer-martinez-173516.json
nmls_id: 173516
last_verified: 2026-10-09
---

# Jennifer Martinez

VP of Mortgage Lending at CrossCountry Mortgage, Valrico, FL. NMLS ID 173516 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173516)).

**Summary:** Jennifer Martinez (NMLS 173516) is VP of Mortgage Lending at CrossCountry Mortgage, based in Valrico, FL. Licensed in Florida, confirmed with the state regulator (license LO16474). Also lists Alabama, Georgia, Iowa, Indiana, Missouri, Ohio, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan. Licensed since 2012 (per Florida records). States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2012 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 25 (source: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Iowa (IA, lender_reported), Indiana (IN, lender_reported), Missouri (MO, lender_reported), Ohio (OH, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/

## About

Jennifer brings 25 years of mortgage lending experience across the Midwest and Florida, specializing in conventional and jumbo purchase transactions, refinances, and foreclosure property loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/, verified 2026-10-09.
- credential: Top producer. Source: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO16474 | active | confirmed | 2012-09-21 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MO | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Valrico, FL. Source: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173516

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/
- Email on file: shown at https://lendb.ai/lo/jennifer-martinez-173516#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/173516
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/valrico-fl-8206/jennifer-martinez/

Cite as: Jennifer Martinez (NMLS 173516), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/jennifer-martinez-173516, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._