---
canonical_url: https://lendb.ai/lo/jennifer-roy-560001
json_url: https://lendb.ai/lo/jennifer-roy-560001.json
nmls_id: 560001
last_verified: 2026-10-15
---

# Jennifer Roy

Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC. NMLS ID 560001 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560001)).

**Summary:** Jennifer Roy (NMLS 560001) is Vice President, Mortgage Lending at Guaranteed Rate Affinity, LLC. Licensed in Florida, confirmed with the state regulator (license LO150553). Also lists Illinois on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed and VA loan. Earliest state license record: August 25, 2026 (Florida), per state regulator. States 36 years of experience. Last verified 2026-10-15.

## At a glance

- Earliest state license record: August 25, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 36 (source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Self-employed** (`self-employed`): from their lender profile page, confidence 0.75, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001
- **VA loan** (`va`): from their lender profile page, confidence 0.70, verified 2026-10-15. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001

## About

Jennifer Roy has over 36 years in mortgage lending and focuses on self-employed borrowers, veterans, and complex income situations in Florida and Illinois. Their background in underwriting and loan processing informs how they structure loans.

Source: LenDb summary of the lender page, verified 2026-10-15.

## Facts from the lender page and intro

- years_experience: 36. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15.
- service_area: Florida and Illinois. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15.
- other: Background in underwriting and loan processing. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15.
- community: Habitat for Humanity volunteer for more than 20 years. Source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150553 | active | confirmed | 2026-08-25 | state_regulator | 2026-10-15 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Guaranteed Rate Affinity, LLC (NMLS 1598647). Source: https://www.grarate.com/loan-officers/jennifer-roy-560001, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560001

## Contact

- View profile at Guaranteed Rate Affinity, LLC: https://www.grarate.com/loan-officers/jennifer-roy-560001
- Office phone and Email on file: shown at https://lendb.ai/lo/jennifer-roy-560001#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/560001
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.grarate.com/loan-officers/jennifer-roy-560001
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Jennifer Roy (NMLS 560001), Guaranteed Rate Affinity, LLC. LenDb.ai, https://lendb.ai/lo/jennifer-roy-560001, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._