--- canonical_url: https://lendb.ai/lo/jennifer-stepisnik-1721200 json_url: https://lendb.ai/lo/jennifer-stepisnik-1721200.json nmls_id: 1721200 last_verified: 2026-10-09 --- # Jennifer Stepisnik Senior Loan Officer at Guild Mortgage, Rifle, CO. NMLS ID 1721200 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1721200)). **Summary:** Jennifer Stepisnik (NMLS 1721200) is Senior Loan Officer at Guild Mortgage, based in Rifle, CO. Licensed in Colorado, confirmed with the state regulator (license 100511092). Focus areas shown on the lender page: First-time buyer. Guild Mortgage also offers Down payment assistance, FHA loan, HELOC, Real estate investor and ITIN borrower and 9 more (a lender program, not confirmed as their own focus). Earliest state license record: May 4, 2018 (Colorado), per state regulator. Last verified 2026-10-09. ## At a glance - Earliest state license record: May 4, 2018 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Licensed in: Colorado (CO, confirmed) - Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - **First-time buyer** (`first-time-buyer`): from their bio (lender page), confidence 0.90, verified 2026-10-09. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html ### Their lender offers (lender level: Guild Mortgage's programs, not confirmed as this person's focus) - **Down payment assistance** (`down-payment-assistance`): verified 2026-10-09. Source: https://www.guildmortgage.com - **FHA loan** (`fha`): verified 2026-10-09. Source: https://www.guildmortgage.com - **HELOC** (`heloc`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Real estate investor** (`investor`): verified 2026-10-09. Source: https://www.guildmortgage.com - **ITIN borrower** (`itin`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Jumbo loan** (`jumbo`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Low credit score** (`low-credit`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Manufactured home** (`manufactured`): verified 2026-10-09. Source: https://www.guildmortgage.com - **New construction** (`new-construction`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Physician and medical professional** (`physician`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-09. Source: https://www.guildmortgage.com - **USDA loan** (`usda`): verified 2026-10-09. Source: https://www.guildmortgage.com - **VA loan** (`va`): verified 2026-10-09. Source: https://www.guildmortgage.com - **Vacation home** (`vacation-home`): verified 2026-10-09. Source: https://www.guildmortgage.com ## About Loan officer since 2020 serving eight Colorado communities. Specializes in Jumbo, Conventional, FHA, USDA, and CHFA Down Payment Assistance for first-time and experienced homebuyers. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2020. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html, verified 2026-10-09. - service_area: DeBeque CO, Parachute CO, Rifle CO, Silt CO, New Castle CO, Glenwood Springs CO, Carbondale CO, and Basalt CO. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html, verified 2026-10-09. - community: Actively volunteers at daughter's school and serves on planning and zoning commission for Town of Silt. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | CO | state_license | 100511092 | active | confirmed | 2018-05-04 | state_regulator | 2026-10-10 | ## Employment history - ? to present: Guild Mortgage (NMLS 3274), Rifle, CO. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html, verified 2026-10-09. - ? to 2026-10-10: Fairway Independent Mortgage Corporation (NMLS 2289), Rifle, CO. Source: https://www.fairway.com/lo/jennifer-stepisnik-1721200, verified 2026-10-09. - ? to 2026-10-09: Guild Mortgage (NMLS 3274), Rifle, CO. Source: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1721200 ## Contact - View profile at Guild Mortgage: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html - Office phone and Email on file: shown at https://lendb.ai/lo/jennifer-stepisnik-1721200#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1721200 - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=215620&contact=435127 - lender_site: https://branches.guildmortgage.com/co/rifle/jennifer-stepisnik-68-jbjs.html - lender_site: https://www.fairway.com/lo/jennifer-stepisnik-1721200 - lender_site (lender programs): https://www.guildmortgage.com - HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot Cite as: Jennifer Stepisnik (NMLS 1721200), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/jennifer-stepisnik-1721200, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._