---
canonical_url: https://lendb.ai/lo/jennifer-thomas-1418151
json_url: https://lendb.ai/lo/jennifer-thomas-1418151.json
nmls_id: 1418151
last_verified: 2026-10-09
---

# Jennifer Thomas

Loan Officer at Empire Home Loans. NMLS ID 1418151 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418151)).

**Summary:** Jennifer Thomas (NMLS 1418151) is Loan Officer at Empire Home Loans. Licensed in Florida, confirmed with the state regulator (license LO121557). Earliest state license record: July 17, 2023 (Florida), per state regulator. States 25 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: July 17, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 25 (source: https://www.empirehomeloans.com/team/jen, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jennifer has over 25 years of mortgage lending experience across retail, wholesale, and brokerage roles. She relocated from Maui to Florida in 2024 and works with clients nationwide, specializing in primary homes, move-up purchases, and vacation properties.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25. Source: https://www.empirehomeloans.com/team/jen, verified 2026-10-09.
- role: Preferred mortgage lender for new homes at a major national home builder. Source: https://www.empirehomeloans.com/team/jen, verified 2026-10-09.
- role: Wholesale mortgage lender at a bank. Source: https://www.empirehomeloans.com/team/jen, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO121557 | active | confirmed | 2023-07-17 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243). Source: https://www.empirehomeloans.com/team/jen, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418151

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/jen
- Email on file: shown at https://lendb.ai/lo/jennifer-thomas-1418151#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1418151
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://www.empirehomeloans.com/team/jen

Cite as: Jennifer Thomas (NMLS 1418151), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/jennifer-thomas-1418151, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._