---
canonical_url: https://lendb.ai/lo/jennifer-zelaya-2266543
json_url: https://lendb.ai/lo/jennifer-zelaya-2266543.json
nmls_id: 2266543
last_verified: 2026-10-09
---

# Jennifer Zelaya

Loan Advisor at American Pacific Mortgage, Encinitas, CA. NMLS ID 2266543 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2266543)).

**Summary:** Jennifer Zelaya (NMLS 2266543) is Loan Advisor at American Pacific Mortgage, based in Encinitas, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Jennifer brings extensive real estate and mortgage experience from working with residential agents and as a loan assistant. She focuses on making clients and partners feel comfortable throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- role: Worked as Mortgage Loan Assistant; now Loan Officer. Source: https://www.apmortgage.com/jennifer-zelaya, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Encinitas, CA. Source: https://www.apmortgage.com/jennifer-zelaya, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2266543

## Contact

- View profile at American Pacific Mortgage: https://www.apmortgage.com/jennifer-zelaya
- Email on file: shown at https://lendb.ai/lo/jennifer-zelaya-2266543#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2266543
- lender_site: https://www.apmortgage.com/jennifer-zelaya

Cite as: Jennifer Zelaya (NMLS 2266543), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/jennifer-zelaya-2266543, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._