{
  "canonical_url": "https://lendb.ai/lo/jerad-kinney-884810",
  "loan_officer": {
    "nmls_id": 884810,
    "slug": "jerad-kinney-884810",
    "canonical_url": "https://lendb.ai/lo/jerad-kinney-884810",
    "md_url": "https://lendb.ai/lo/jerad-kinney-884810.md",
    "json_url": "https://lendb.ai/lo/jerad-kinney-884810.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/884810",
    "full_name": {
      "value": "Jerad Kinney",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Jerad",
    "last_name": "Kinney",
    "headshot_url": {
      "value": "https://totalhomelending.com/wp-content/uploads/2025/05/Jerad-Kinney-350x350.webp",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Jerad Kinney is the AVP of Sales in Plymouth. They state they have over 15 years of service as a loan originator and have closed more than 1,500 transactions. Most of their business comes through referrals from past clients and real estate professionals.",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "AVP of Sales - Plymouth",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 15,
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 70,
    "current_employment": {
      "lender_nmls_id": 140012,
      "lender_name": "Staunton Financial, Inc.",
      "lender_slug": "staunton-financial-inc-140012",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://totalhomelending.com/jerad-kinney/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 140012,
        "lender_name": "Staunton Financial, Inc.",
        "lender_slug": "staunton-financial-inc-140012",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://totalhomelending.com/jerad-kinney/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://totalhomelending.com/jerad-kinney/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO141473",
        "status": "active",
        "issued_at": "2025-09-22",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "15",
        "source": "lender_site",
        "source_url": "https://totalhomelending.com/jerad-kinney/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "other",
        "value": "Closed more than 1,500 transactions in career",
        "source": "lender_site",
        "source_url": "https://totalhomelending.com/jerad-kinney/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:52:25.928701+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/jerad-kinney-884810#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://totalhomelending.com/jerad-kinney/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2025-09-22",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2025,
      "state": "FL"
    },
    "federal_registration": null
  }
}